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All of them will tell you the exact same thing regarding killing a debit card and getting a replacement. generally up to 10 days
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if you tell your bank you need it asap, they'll get it to you asap. threaten to close your account if they don't. i've gotten cards to customers across the country overnight. as for a debit card, they cancel one and the bank hands you a new one right away, and then assigns that card number as yours.
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When we enabled CVV2 checking our declines went up maybe 20-30%. Some guys will literally try 20 different 3 number combos before giving up (who knows why). When we enabled ADDRESS and ZIP checking as well, declines went through the roof. A testament to how stupid and dishonest most surfers are, I suppose.
Just to let you guys know, saying AGE VERIFICATION and asking for a credit card number is actually against the VISA Int'l regs. Every site who uses that disclaimer is in direct violation, VISA considers that grounds for immediate termination.
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a lot of people wanna make their internet surfing as anonymous as possible... i personally think checking all that shit is great as long as the checks work. as for age verification... visit any site billed by supabill. check out
http://www.consumerripoffreport.com and see how many people complained about the age ver. thing.