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03-21-2014, 06:40 AM | #1 | |
Choice is an Illusion
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Join Date: Feb 2005
Location: Land of Obama
Posts: 42,635
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Attention Robbie - Healthcare Blue Book
This story reminded me of you based on some of the stories you have shared in regards to your healthcare situations of the past, and the difference between cash and using insurance. It was an informative segment, and I did not know such a thing existed. Enjoy.
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03-21-2014, 07:08 AM | #2 |
Jägermeister Test Pilot
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Join Date: Dec 2001
Location: NORCAL
Posts: 70,158
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The dirty little secret is shit really costs a lot less than what they charge you.
My kid broke her leg years ago, and it happened when we didn't have health insurance. We quickly discovered that there are two prices - one doctors charge for people with insurance, and then the "other" rate". Even for physical therapy there was a discount non insurance rate. This has noting to with Obamacare really; This was long before anyone knew Obama existed. The truth is people with insurance pay the healthcosts for people who don't have insurance.
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“The choice is no longer between right or left. The choice is between normal and crazy.” - Sarah Huckabee Sanders YNOT MAIL | THE BEST ADULT MAILING SOLUTION |
03-21-2014, 07:14 AM | #3 | |
Choice is an Illusion
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Join Date: Feb 2005
Location: Land of Obama
Posts: 42,635
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Quote:
When I did not have insurance, a DR's visit cost me $65.00 cash. When I added insurance later, that same DR's visit now cost me literally no less than $120.00. That is a fairly sizable difference considering I was going in for the same stuff, like refills, and the price is dramatically more expensive. |
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03-21-2014, 07:14 AM | #4 |
Confirmed User
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Join Date: Jan 2013
Location: Croatia
Posts: 308
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I have bleeding disorder (genetic) called hemophilia. My blood doesn't contain clotting factor so my bleeding can't stop. For example, if I pull out a tooth, I'll bleed until I die. I've been looking at the link you provided and it says HEMOFIL M: 250iu, 1 day supply costs 287$. I use around 20 000iu monthly, that's probably more than 20 000$ monthly, I live in a country with socialized medicine.
Interesting thing is, the patients in USA have better care than most people in the world, how's that possible?
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-I can't quantify my hatred of the State. Preferences are ordinal. -The absolute ruler may be a Nero, but he is sometimes Titus or Marcus Aurelius; the people is often Nero, and never Marcus Aurelius. |
03-21-2014, 07:20 AM | #5 |
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Join Date: Mar 2003
Location: San Diego
Posts: 32,051
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Robbie is having hot sex right now so doesn't care about GFY right now..
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03-21-2014, 08:11 AM | #6 | |
Choice is an Illusion
Industry Role:
Join Date: Feb 2005
Location: Land of Obama
Posts: 42,635
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Quote:
http://www.pbs.org/newshour/rundown/...her-countries/ http://www.theguardian.com/news/data...of-world-obama Depending on what you define as "the best". |
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03-21-2014, 08:38 AM | #7 |
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I was thinking in case of hemophilia. It's a genetic disease and insurance companies can know if the child will have it and cost of treatment over the years will for sure pass 2 million $.
__________________
-I can't quantify my hatred of the State. Preferences are ordinal. -The absolute ruler may be a Nero, but he is sometimes Titus or Marcus Aurelius; the people is often Nero, and never Marcus Aurelius. |
03-21-2014, 08:51 AM | #8 |
So Fucking Banned
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Join Date: Apr 2001
Location: the beach, SoCal
Posts: 107,090
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As many of you know, goodgirl had been misdiagnosed with RA for 10 years at a cost of about $500k. On my birthday last year it was discovered that what the problem really was was a vitamin deficiency. She has essentially stopped going to doctors because no one knows how to treat that so she has been taking care of it herself.
As a result, she was no longer entitled or needed the insurance she had and she jumped right on the California Care bandwagon. Yesterday she called her previous doctor because she needed a form filled out. The receptionist said they do not accept ObamaCare/California Care. When asked how much it would cost to just come in and get the form filled out on her own dime she was given the runaround for 15 minutes before the receptionist said it could cost up to $1,000 if she does not have insurance they accept. |
03-21-2014, 09:29 AM | #9 | |
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Join Date: Jan 2006
Posts: 6,218
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Quote:
http://en.wikipedia.org/wiki/World_Health_Organization_ranking_of_health_system s_in_2000#Ranking |
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03-21-2014, 09:31 AM | #10 |
So Fucking Banned
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Join Date: Apr 2001
Location: the beach, SoCal
Posts: 107,090
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03-21-2014, 09:32 AM | #11 |
Confirmed User
Join Date: Jan 2006
Posts: 6,218
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Sup |
03-21-2014, 02:04 PM | #12 | |
Confirmed User
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Location: Michigan
Posts: 4,482
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Quote:
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03-21-2014, 06:32 PM | #13 | |
Confirmed User
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Join Date: Jan 2013
Location: Croatia
Posts: 308
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Quote:
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-I can't quantify my hatred of the State. Preferences are ordinal. -The absolute ruler may be a Nero, but he is sometimes Titus or Marcus Aurelius; the people is often Nero, and never Marcus Aurelius. |
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03-21-2014, 07:24 PM | #14 |
Too lazy to set a custom title
Join Date: Jan 2003
Location: Los Angeles
Posts: 10,372
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The reason doctors charge more for patients with insurance is that it costs doctors a lot to file all that paperwork to try to get money out of your insurance company. They often get paid way after they take care of you.
With cash patients, the doctor has much lower administrative costs and gets the money immediately. (Time value of money <-- look it up) Patients with insurance do NOT subsidize cash patients. Patients with insurance subsidize wealthy insurers. |