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Old 03-30-2009, 04:34 PM   #1
Angry Jew Cat - Banned for Life
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Why do people find it so hilarious to when you say you don't have/want a credit card?

Seriously. What's so funny when you say "I don't have or want a credit card" or something like "I hate cell phones." ?

Is cash obsolete? Does it fel so strange to buy shit with money that is already yours these days? Is it too much to talk to someone face to face? Now THAT is fucking funny....
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Old 03-30-2009, 04:37 PM   #2
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As an Angry Jew Cat you should just pay for everything by endorsing some of your Bar Mitzvah Bonds....
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Old 03-30-2009, 04:42 PM   #3
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You got a valid point there - these days you are hearing the most rediculous phone calls, just because its cheap.

Like when I am sitting in the bus for example, and you hear somebody talk nonsense for half an hour. Just because they are bored, they start to talk bullshit with another.

Btw, do you want a cookie?

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Old 03-30-2009, 04:43 PM   #4
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cash is king
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Old 03-30-2009, 04:44 PM   #5
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I love cash, I hate that most places you need a credit card to do anyting.
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Old 03-30-2009, 04:52 PM   #6
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Old 03-30-2009, 04:55 PM   #7
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I can understand using a cash when you have it, but now a days it is just easier to use a debit/credit card. Don't get me started on people who still use checks...jeez! I think you really need to have one credit card, even if you don't use it. You need it to rent a car, check into a hotel, and more. Even if it is a pre-paid credit card you still should have one in your wallet just in case. Plus having a credit card with a good limit increases your credit rating.

Plus just think what would happen to our biz if everyone felt that way. Hard to take cash via a website.

Last edited by Horny Dude; 03-30-2009 at 04:56 PM.. Reason: re-write
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Old 03-30-2009, 04:56 PM   #8
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Because most people are taught that debt is good and inflation is even better.
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Old 03-30-2009, 04:56 PM   #9
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Quote:
Originally Posted by Angry Jew Cat View Post
Seriously. What's so funny when you say "I don't have or want a credit card" or something like "I hate cell phones." ?

Is cash obsolete? Does it fel so strange to buy shit with money that is already yours these days? Is it too much to talk to someone face to face? Now THAT is fucking funny....
Cash is useless online or on the phone. How do you buy airline tickets or book hotels?
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Old 03-30-2009, 05:16 PM   #10
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Originally Posted by Angry Jew Cat View Post
"I hate cell phones." ?
i gotta 2nd that ... useless crap - if i aint at work/home, i am happy
not to have some crappy bla bla in my ear 99.9% of the
cell phone conversations are pure BS anyways ... "hey, maths is so
boring today" - "whom are ya telling? i am sitting 2 rows behind you" ...
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Old 03-30-2009, 05:24 PM   #11
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That's what I don't get about the cell phones, when I hear people talking I always wonder who the fuck is listening to this pointless crap on the other end. I would just hang up.
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Old 03-30-2009, 05:29 PM   #12
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groupthink. people are sheep.
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Old 03-30-2009, 07:10 PM   #13
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Because they make it so much easier to do business / make purchases online.
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Old 03-30-2009, 07:46 PM   #14
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meh, its not normal
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Old 03-30-2009, 07:46 PM   #15
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Cash is useless online or on the phone. How do you buy airline tickets or book hotels?
At the airport and hotel...
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Old 03-30-2009, 07:55 PM   #16
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i rarely use cash and I have 1 credit card I never use. My $ is in my check card

If i lose my wallet and I had cash in there I'm SOL. if I lose my wallet with a debit card in it... I just cancel the card :D
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Old 03-30-2009, 08:00 PM   #17
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we have one small Credit account. I think its 3k. Empty but for national things like renting a car and airline tickets and what not.

Other wise its the debt card or cash.
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Old 03-30-2009, 08:04 PM   #18
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I use my debit card all the time, and opened a few CC's to build my credit. Its mostly convenience. What if you ever wanted to buy a car or house? you think you'll get a loan with no previous credit? Even if you do its going to be an incredibly high interest rate. If you are one of the fortunate who makes enough to buy a house w/ straight cash more power to you, but most people can't =X
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Old 03-30-2009, 08:05 PM   #19
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This thread made me think a little bit cuz I don't have a credit card anymore. I pay for things in cash and any bills are direct from account.

Where can I signup for an affiliate program where they will give me a master/visacard to use for accepting affiliate dollars. (i hope that made sense) cuz this industry cant use paypal cuz of TOS and thats the only account i have online.

I was looking at epass and some other links in sigs that give a visa card like epass but what else is out there.

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Old 03-30-2009, 08:12 PM   #20
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cash is great but the fact that you don't have a credit card shows you basically have no credit and couldn't get a loan/buy a house/etc. Being in this biz its almost mandatory to have one. I guess there is epass now but if you don't have a cc there will always be something you are unable to purchase online.
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Old 03-30-2009, 08:14 PM   #21
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I only carry one card with me and thats the players card.

i had to get rid of my cell phones because of all the fine honies that were blowing it up. now i use a strict ticketing system.
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Old 03-30-2009, 10:10 PM   #22
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cash is great but the fact that you don't have a credit card shows you basically have no credit and couldn't get a loan/buy a house/etc. Being in this biz its almost mandatory to have one. I guess there is epass now but if you don't have a cc there will always be something you are unable to purchase online.
Not necessarily. Some banks will give you small loans for nothing as long as you can prove you can pay it off accordingly just to help you build credit.

I started building my credit by getting a $2.5k loan and paid it off, then moved up to a $20k a loan for my car and have been paying on that.

I don't use a credit card for the whole fact that I have a huge problem managing my money and I feel credit cards and checks just say "Hey, spend it now, and just try to make sure you have the money in there later!". I've got 2 debit cards for banks, and an epass/paypal card. Between the 4 of those, I got all my non-cash related purchases covered.
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Old 03-30-2009, 10:42 PM   #23
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As long as you pay it off each month, what's wrong with credit cards anyway?
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Old 03-31-2009, 12:40 AM   #24
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That's what I don't get about the cell phones, when I hear people talking I always wonder who the fuck is listening to this pointless crap on the other end. I would just hang up.
lol... I think the same shit
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Old 03-31-2009, 01:30 AM   #25
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Only use one to pay my hosting every month
I have a visa too but i never use it...
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