Rant Well, Paypal as jumped the shark - GoFuckYourself.com

ilnjscb · 03-13-2017, 02:43 PM

When people have told me horror stories about Paypal in the past, I have usually gone to their defense, based on my 10 year quiet relationship with them.

That ended today. I got a letter purporting to be an analysis of transactions which required audit and review, including production of a significant amount of documentation, for avoidance of doubt.

I told them I already deal with the IRS, which has the unfortunate mandate to enforce tax law in the US, and for whom my accountant is retained, and I don't need another eye watching over my shoulder. Further, the transactions they had an issue with were in no way illegal.

They would not tell me what I had "done" (though, ironically, the IRS would), but they would tell me that any decision they make is "final".

They seem to have come to believe that they are a governmental organization, or the men in black, or the illuminati.

They gave me a period of two months to satisfy their shadowy compliance department, at which point they will limit my account by not allowing me to close it.

I have now decided to remove all my business, insofar as I am able, from them. I don't mind fees, I don't mind audits, I do mind the constant spying but I can live with it. What can't live with is a business imagining that they have the right to fuck with their customer's income.

They won't give a shit in the short term. It's that long term that counts.

TheDynasty · 03-13-2017, 02:51 PM

Paypal is shady.

Klen · 03-13-2017, 02:51 PM

That is why i keep minimum funds on paypal.

mce · 03-13-2017, 02:55 PM

Can you post the actual message?

Also, are they FREEZING your account?

Was your account primarily for PAYING or for RECEIVING payments?

thommy · 03-13-2017, 03:52 PM

Quote:

Originally Posted by mce

Can you post the actual message?

Also, are they FREEZING your account?

Was your account primarily for PAYING or for RECEIVING payments?

oh they love to that - especially when you ask them why they want to rob you.

here is my story about paypal.

when i opend my paypal account i did the full approvement because there are running 6 digit numbers every month over paypal.

i have my company in switzerland and an paypal account in euro.

all customers paying to us are paying in euro.

one day i needed a bigger sum on my euro account on my german bank and tried to transfer euros there.
NOPE - not possible - as we are a swiss company we can only transfer to the swiss bank.

ok i have a euro account there too and i tried to make the transfer - NOPE as we are a swiss company we can only transfer the money in swiss francs.

that means that i have to change my euros WITH PAYPAL in swiss franks (on a gangster rate) then send the money to my swiss franks account - change it back it euros and transfer it to my euro account.

after i told them, that this can´t be correct they closed my account.

it had to be approved (what it was already)
we had to send ALL the papers again and after 10 days the account was open again.

3 days later is was closed again - WHY? it had to be approved !
but we did send the papers already twice - unfortunately this time the british office in london wanted to approve it and we had to send the SAME papers again to london.

2 weeks later the account was open again

3 days later closed - guess why ??? it had to be approved but from another department in london - we had so send the SAME papers again to the other deartement

5 days later we got a mail from this department with the question why we sent the papers our account is already approved and they did not know what they shall approve again...
another week the account was open again...

this is the way they show you NEVER COMPLAIN US !!!!

johnnyloadproductions · 03-13-2017, 03:58 PM

80% of my income comes through PayPal, it's what I use to send invoices and everyone (I mean everyone) knows them and trusts them.

They've been mostly good to me so far.

Klen · 03-13-2017, 04:21 PM

Quote:

Originally Posted by thommy

oh they love to that - especially when you ask them why they want to rob you.

here is my story about paypal.

when i opend my paypal account i did the full approvement because there are running 6 digit numbers every month over paypal.

i have my company in switzerland and an paypal account in euro.

all customers paying to us are paying in euro.

one day i needed a bigger sum on my euro account on my german bank and tried to transfer euros there.
NOPE - not possible - as we are a swiss company we can only transfer to the swiss bank.

ok i have a euro account there too and i tried to make the transfer - NOPE as we are a swiss company we can only transfer the money in swiss francs.

that means that i have to change my euros WITH PAYPAL in swiss franks (on a gangster rate) then send the money to my swiss franks account - change it back it euros and transfer it to my euro account.

after i told them, that this can´t be correct they closed my account.

it had to be approved (what it was already)
we had to send ALL the papers again and after 10 days the account was open again.

3 days later is was closed again - WHY? it had to be approved !
but we did send the papers already twice - unfortunately this time the british office in london wanted to approve it and we had to send the SAME papers again to london.

2 weeks later the account was open again

3 days later closed - guess why ??? it had to be approved but from another department in london - we had so send the SAME papers again to the other deartement

5 days later we got a mail from this department with the question why we sent the papers our account is already approved and they did not know what they shall approve again...
another week the account was open again...

this is the way they show you NEVER COMPLAIN US !!!!

Yikes , now i can finally see meaning of picture where is support showed as monkeys.

Rochard · 03-13-2017, 04:23 PM

Years ago they sent their VP to Phoenix Forum. This was a long long time ago. We spent a lot of time hanging our join pages to work with their system and... After a month they dropped adult.

Fuck them.

Klen · 03-13-2017, 04:24 PM

Quote:

Originally Posted by Rochard

Years ago they sent their VP to Phoenix Forum. This was a long long time ago. We spent a lot of time hanging our join pages to work with their system and... After a month they dropped adult.

Fuck them.

You posted that like 50x times already

TitanWM · 03-13-2017, 04:39 PM

I also had problems with those a few years ago. Account has been closed for unexplained reasons. At this time there were about 8.000 euros. It took 6 month to get my money, because of the approvements !!! Since then I never used PayPal for business

Good luck man.

ilnjscb · 03-13-2017, 05:07 PM

Quote:

Originally Posted by johnnyloadproductions

80% of my income comes through PayPal, it's what I use to send invoices and everyone (I mean everyone) knows them and trusts them.

They've been mostly good to me so far.

I literally used to say this very thing.

Kittens · 03-13-2017, 05:07 PM

Quote:

Originally Posted by KlenTelaris

You posted that like 50x times already

ilnjscb · 03-13-2017, 05:20 PM

Quote:

Originally Posted by thommy

oh they love to that - especially when you ask them why they want to rob you.

here is my story about paypal.

when i opend my paypal account i did the full approvement because there are running 6 digit numbers every month over paypal.

i have my company in switzerland and an paypal account in euro.

all customers paying to us are paying in euro.

one day i needed a bigger sum on my euro account on my german bank and tried to transfer euros there.
NOPE - not possible - as we are a swiss company we can only transfer to the swiss bank.

ok i have a euro account there too and i tried to make the transfer - NOPE as we are a swiss company we can only transfer the money in swiss francs.

that means that i have to change my euros WITH PAYPAL in swiss franks (on a gangster rate) then send the money to my swiss franks account - change it back it euros and transfer it to my euro account.

after i told them, that this can´t be correct they closed my account.

it had to be approved (what it was already)
we had to send ALL the papers again and after 10 days the account was open again.

3 days later is was closed again - WHY? it had to be approved !
but we did send the papers already twice - unfortunately this time the british office in london wanted to approve it and we had to send the SAME papers again to london.

2 weeks later the account was open again

3 days later closed - guess why ??? it had to be approved but from another department in london - we had so send the SAME papers again to the other deartement

5 days later we got a mail from this department with the question why we sent the papers our account is already approved and they did not know what they shall approve again...
another week the account was open again...

this is the way they show you NEVER COMPLAIN US !!!!

That's the point, when they pull that "you have no choice" bullshit. Everyone makes mistakes. Exxon oil rigs, Enron, everyone. They act like they're a fucking government and can't make mistakes.

If you can't point out their mistakes, then they're already dead.

thommy · 03-13-2017, 05:40 PM

Quote:

Originally Posted by ilnjscb

That's the point, when they pull that "you have no choice" bullshit. Everyone makes mistakes. Exxon oil rigs, Enron, everyone. They act like they're a fucking government and can't make mistakes.

If you can't point out their mistakes, then they're already dead.

well, i´ve done nothing wrong except asking why i should lose another 10% of the money by changing it from euros in swiss franks and then back again in euros when the money was ORIGINALLY paid in euros.

imagin how often they make money?

someone who have a dollar account pays me in euro and get a shitty rate from them.
1: they made money on changing his dollars to euros
then i get the money and have to pay a fee
2. they get like 3% from me
then i have to change THIS MONEY what is in EUROS on that account in swiss franks EVEN when my german AND my swiiss account can receive euros
3. another 4-5% gone

up to here they made already like 11-12%

and then i have to change this swiss franks BACK in euros (what it was already before)
what cost me again money on exchange

so to ask WHY it must be like that is legit - but as they can not give you a good reason why they rip you off, they close your APPROVED account (where NEVER have been a chargeback or something) just to make you understand that you should not ask just pay.

Joshua G · 03-13-2017, 05:46 PM

respectfully OP you are leaving out crucial facts that make it impossible to ascertain whether paypal is fucking you are not.

so i cant hate on paypal unless you are willing to share a little more.

thommy · 03-13-2017, 05:54 PM

Quote:

Originally Posted by TitanWM

I also had problems with those a few years ago. Account has been closed for unexplained reasons. At this time there were about 8.000 euros. It took 6 month to get my money, because of the approvements !!! Since then I never used PayPal for business

Good luck man.

you where lucky - as for they terms and conditions they can freeze 100% of your money for 12 month and 50% up to 18 month.

when that happend to me i was quite in the start of trafficfabrik and invested a fortune. they froze me 130.000 euros over a periode of nearly 2 month (with always a few days open in between) that is not funny in a start phase.

onwebcam · 03-13-2017, 05:59 PM

While I still use paypal, I'm now doing most invoicing via https://www.waveapps.com/

pimpmaster9000 · 03-13-2017, 06:01 PM

you leave money on the table if you do not use paypal for mainstream...no matter what you think its better to get fucked by them a little then not get the money at all...never argue with their support you never know what stupid monkey you are dealing with...be nice, do not sound angry, be patient they own you bitch

Cyber Fucker · 03-13-2017, 06:11 PM

PP is ridiculous. A few months ago they blocked my account for over 40 days. Reason was suspicious activity (logging from other country ip) But yeah I fucking kinda live in two countries. So they asked me to verify my bank account and send id scan. I did all they asked and even added my debit card and confirmed it. But nothing, null, zero, it was pending for 40 days ("we will review soon" or something, is 40 days "soon"?). I tried to reach them but their contact form is/was broken and could not be sure if they got my messages or not. I tried to call them, but I spent over an hour on phone waiting and listening to stupid melodies till it ate all my 20 pounds and call was dropped. FFS, after 40 days someone reviewed my account and unblocked and they sent me an email that was only saying they are unblocking it, no, no apologies...

Great fucking service.

But what can we do, they got the fucking monopoly.

ilnjscb · 03-15-2017, 07:51 AM

Quote:

Originally Posted by thommy

well, i´ve done nothing wrong except asking why i should lose another 10% of the money by changing it from euros in swiss franks and then back again in euros when the money was ORIGINALLY paid in euros.

imagin how often they make money?

someone who have a dollar account pays me in euro and get a shitty rate from them.
1: they made money on changing his dollars to euros
then i get the money and have to pay a fee
2. they get like 3% from me
then i have to change THIS MONEY what is in EUROS on that account in swiss franks EVEN when my german AND my swiiss account can receive euros
3. another 4-5% gone

up to here they made already like 11-12%

and then i have to change this swiss franks BACK in euros (what it was already before)
what cost me again money on exchange

so to ask WHY it must be like that is legit - but as they can not give you a good reason why they rip you off, they close your APPROVED account (where NEVER have been a chargeback or something) just to make you understand that you should not ask just pay.

In the investment world, we call that churning, and it is illegal. But fuck them, they do what they want.

Quote:

Originally Posted by crucifissio

you leave money on the table if you do not use paypal for mainstream...no matter what you think its better to get fucked by them a little then not get the money at all...never argue with their support you never know what stupid monkey you are dealing with...be nice, do not sound angry, be patient they own you bitch

Exactly. I bolded my mistake. Nevertheless, I AM going to leave them.

Kittens · 03-15-2017, 08:00 AM

Quote:

Originally Posted by crucifissio

you leave money on the table if you do not use paypal for mainstream...no matter what you think its better to get fucked by them a little then not get the money at all...never argue with their support you never know what stupid monkey you are dealing with...be nice, do not sound angry, be patient they own you bitch

Weird, I do a lot of business in mainstream and have never had anyone complain about not having paypal. Only people who use Paypal anymore are ebay people and apparently the adult industry.

Klen · 03-15-2017, 08:04 AM

Quote:

Originally Posted by Cyber Fucker

PP is ridiculous. A few months ago they blocked my account for over 40 days. Reason was suspicious activity (logging from other country ip) But yeah I fucking kinda live in two countries. So they asked me to verify my bank account and send id scan. I did all they asked and even added my debit card and confirmed it. But nothing, null, zero, it was pending for 40 days ("we will review soon" or something, is 40 days "soon"?). I tried to reach them but their contact form is/was broken and could not be sure if they got my messages or not. I tried to call them, but I spent over an hour on phone waiting and listening to stupid melodies till it ate all my 20 pounds and call was dropped. FFS, after 40 days someone reviewed my account and unblocked and they sent me an email that was only saying they are unblocking it, no, no apologies...

Great fucking service.

But what can we do, they got the fucking monopoly.

They dont have monopoly, there are other options for accepting credit cards. Also, you could resolve 2 countries problem by using a proxy on your primary country, to which you would connect when you are away. And also, alternative to not using paypal but getting money from paypal users is to use service which cover receiving money with different methods like 2checkout. Ofcourse, it is bigger percentage then but less hassle.

Odysseus · 03-15-2017, 08:10 AM

Welcome!
3 Weeks ago, i was banned by paypal.

Ferus · 03-15-2017, 10:18 AM

Quote:

Originally Posted by ilnjscb

Further, the transactions they had an issue with were in no way illegal.

LOL - leaving out a lot of details there

Rochard · 03-15-2017, 10:27 AM

Quote:

Originally Posted by KlenTelaris

You posted that like 50x times already

It's a true story and it pisses me the fuck off.

These mainstream companies cannot make up their minds if they want to work with adult or not. I see this all the time with YNOT Mail - Every day I get two or three people that say "I was using another mailing company, they told me they were cool with adult, but suddenly canceled my account after six months". Why? Adult is pretty much mainstream at this point.

celandina · 03-15-2017, 10:28 AM

PayPal, eBay,Amazon, Youtube....all use microwave ovens to spy on you, that is why I never use my PayPal account in the kitchen....its true

her is the proof..

Klen · 03-15-2017, 12:02 PM

Quote:

Originally Posted by Rochard

It's a true story and it pisses me the fuck off.

These mainstream companies cannot make up their minds if they want to work with adult or not. I see this all the time with YNOT Mail - Every day I get two or three people that say "I was using another mailing company, they told me they were cool with adult, but suddenly canceled my account after six months". Why? Adult is pretty much mainstream at this point.

Now tell us how you been in marines

Adraco · 03-15-2017, 12:06 PM

Quote:

Originally Posted by KlenTelaris

Now tell us how you been in marines

OMG, Rochard were in the marines??

RyuLion · 03-15-2017, 12:14 PM

This is good info, thanks for this!

ilnjscb · 03-18-2017, 09:56 PM

Quote:

Originally Posted by Ferus

LOL - leaving out a lot of details there

I know but I can't be gassing it all out on here. Suffice it to say the issue they apparently have is tax related, for fuck's sake, rather than that any transactions I have conducted are not allowed. But who really knows because they won't officially tell me.

The key here is that they don't listen, there is no recourse, and all decisions, which are completely opaque, are "final".

With that going on it is simply a matter of time.

About 8 months ago, my merchant account cut me off because of an error they made. It took me three days and tearing them a lot of new assholes, but they finally admitted their mistake. It had to go up to their highest level agents, of which there are only 12. They refunded me over 650 in fees.

Now if Paypal makes a mistake, as every financial institution I have ever dealt with regularly does, they have no way to allow the customer to participate in the correction of it. I don't care how big or innovative you are or how much market share you have. A bad business model is a bad business model.

DBS.US · 03-18-2017, 10:21 PM

http://www.paypalsucks.com

marlboroack · 03-19-2017, 02:19 AM

If you ever need to accept paypal payments- I'm here to do an exchange .

Naughty · 03-19-2017, 03:33 AM

Quote:

Originally Posted by Adraco

OMG, Rochard were in the marines??

With his buddy, Tanker.

BTW Rochard, is he doing well in the RE markets again?

seeandsee · 03-19-2017, 04:06 AM

paypal really enjoy in doing that

overdose · 03-19-2017, 01:02 PM

that's why I only use them to pay for vpn and withdraw money for my phone bill :D

Barry-xlovecam · 03-19-2017, 01:41 PM

Another PayPal success story

03-13-2017, 02:43 PM	#1
ilnjscb Confirmed User Industry Role: Join Date: Jun 2009 Posts: 8,466	Well, Paypal as jumped the shark When people have told me horror stories about Paypal in the past, I have usually gone to their defense, based on my 10 year quiet relationship with them. That ended today. I got a letter purporting to be an analysis of transactions which required audit and review, including production of a significant amount of documentation, for avoidance of doubt. I told them I already deal with the IRS, which has the unfortunate mandate to enforce tax law in the US, and for whom my accountant is retained, and I don't need another eye watching over my shoulder. Further, the transactions they had an issue with were in no way illegal. They would not tell me what I had "done" (though, ironically, the IRS would), but they would tell me that any decision they make is "final". They seem to have come to believe that they are a governmental organization, or the men in black, or the illuminati. They gave me a period of two months to satisfy their shadowy compliance department, at which point they will limit my account by not allowing me to close it. I have now decided to remove all my business, insofar as I am able, from them. I don't mind fees, I don't mind audits, I do mind the constant spying but I can live with it. What can't live with is a business imagining that they have the right to fuck with their customer's income. They won't give a shit in the short term. It's that long term that counts.

03-13-2017, 02:51 PM	#2
TheDynasty See Signature Industry Role: Join Date: Apr 2016 Location: noneya Posts: 5,882	Paypal is shady. __________________ Try out WP-SCRIPT The Best Tube Script

03-13-2017, 02:51 PM	#3
Klen Industry Role: Join Date: Aug 2006 Location: Little Vienna Posts: 32,234	That is why i keep minimum funds on paypal. __________________ For GFY administration inquiries- email info at gfy.com or send PM. For advertising inquiries - email marketing at gfy.com Inquiries which are not related to administration or advertising on GFY wont be processed.

03-13-2017, 02:55 PM	#4
mce Confirmed User Industry Role: Join Date: Jun 2012 Location: All Over Posts: 3,917	Can you post the actual message? Also, are they FREEZING your account? Was your account primarily for PAYING or for RECEIVING payments? __________________ Pay Virtual Assistants Based on RESULTS instead of TIME STOP getting FUCKED IN THE ASS by your VA

03-13-2017, 04:23 PM	#8
Rochard Jägermeister Test Pilot Industry Role: Join Date: Dec 2001 Location: NORCAL Posts: 70,173	Years ago they sent their VP to Phoenix Forum. This was a long long time ago. We spent a lot of time hanging our join pages to work with their system and... After a month they dropped adult. Fuck them. __________________ “The choice is no longer between right or left. The choice is between normal and crazy.” - Sarah Huckabee Sanders YNOT MAIL \| THE BEST ADULT MAILING SOLUTION

03-13-2017, 03:58 PM	#6
johnnyloadproductions Account Shutdown Industry Role: Join Date: Oct 2008 Location: Gone Posts: 3,611	80% of my income comes through PayPal, it's what I use to send invoices and everyone (I mean everyone) knows them and trusts them. They've been mostly good to me so far.

03-13-2017, 04:39 PM	#10
TitanWM Confirmed User Industry Role: Join Date: Dec 2015 Posts: 111	I also had problems with those a few years ago. Account has been closed for unexplained reasons. At this time there were about 8.000 euros. It took 6 month to get my money, because of the approvements !!! Since then I never used PayPal for business Good luck man. __________________ CamSoda invite link - promote an unsatisfied cam site!

03-13-2017, 05:46 PM	#15
Joshua G dumb libs love censorship Industry Role: Join Date: Jul 2008 Posts: 8,198	respectfully OP you are leaving out crucial facts that make it impossible to ascertain whether paypal is fucking you are not. so i cant hate on paypal unless you are willing to share a little more.

03-13-2017, 05:59 PM	#17
onwebcam Fake Nick 1.0 Industry Role: Join Date: Oct 2005 Location: Rent free, your head Posts: 26,765	While I still use paypal, I'm now doing most invoicing via https://www.waveapps.com/ __________________ PLEASE WAIT WHILE BIDEN ADMIN UNINSTALLS ITSELF..... ██████████████████▒ 99.5% complete.

03-13-2017, 06:01 PM	#18
pimpmaster9000 Too lazy to set a custom title Industry Role: Join Date: Dec 2011 Posts: 26,732	you leave money on the table if you do not use paypal for mainstream...no matter what you think its better to get fucked by them a little then not get the money at all...never argue with their support you never know what stupid monkey you are dealing with...be nice, do not sound angry, be patient they own you bitch __________________ Report a suspicious cracker: Click Here

03-13-2017, 06:11 PM	#19
Cyber Fucker Hmm Industry Role: Join Date: Sep 2005 Location: On an endless road around the world for rock and roll. Posts: 12,642	PP is ridiculous. A few months ago they blocked my account for over 40 days. Reason was suspicious activity (logging from other country ip) But yeah I fucking kinda live in two countries. So they asked me to verify my bank account and send id scan. I did all they asked and even added my debit card and confirmed it. But nothing, null, zero, it was pending for 40 days ("we will review soon" or something, is 40 days "soon"?). I tried to reach them but their contact form is/was broken and could not be sure if they got my messages or not. I tried to call them, but I spent over an hour on phone waiting and listening to stupid melodies till it ate all my 20 pounds and call was dropped. FFS, after 40 days someone reviewed my account and unblocked and they sent me an email that was only saying they are unblocking it, no, no apologies... Great fucking service. But what can we do, they got the fucking monopoly.

03-15-2017, 08:10 AM	#23
Odysseus Confirmed User Industry Role: Join Date: Apr 2005 Location: www.gfy.com Posts: 745	Welcome! 3 Weeks ago, i was banned by paypal.

03-15-2017, 10:28 AM	#26
celandina Too lazy to set a custom title Industry Role: Join Date: Jun 2006 Posts: 10,827	PayPal, eBay,Amazon, Youtube....all use microwave ovens to spy on you, that is why I never use my PayPal account in the kitchen....its true her is the proof..

03-15-2017, 12:14 PM	#29
RyuLion ClubDomCash.com Industry Role: Join Date: Mar 2003 Location: San Diego Posts: 32,052	This is good info, thanks for this! __________________ Promote Clubdom.com (since 1997) - Adult Biz Consultant

03-18-2017, 10:21 PM	#31
DBS.US Geo Cities Industry Role: Join Date: Aug 2003 Location: North Captiva Island, Florida USA Posts: 11,768	http://www.paypalsucks.com __________________ Make a Free Chaturbate White Label site in 34 minutes and be making money tonight

03-19-2017, 02:19 AM	#32
marlboroack So Fucking Banned Industry Role: Join Date: Jul 2010 Location: ☣ Posts: 9,327	If you ever need to accept paypal payments- I'm here to do an exchange .

03-19-2017, 04:06 AM	#34
seeandsee Check SIG! Industry Role: Join Date: Mar 2006 Location: Europe (Skype: gojkoas) Posts: 50,945	paypal really enjoy in doing that __________________ BUY MY SIG - 50$/Year Contact here

03-19-2017, 01:02 PM	#35
overdose So Fucking Banned Industry Role: Join Date: Mar 2012 Posts: 358	that's why I only use them to pay for vpn and withdraw money for my phone bill :D

03-19-2017, 01:41 PM	#36
Barry-xlovecam It's 42 Industry Role: Join Date: Jun 2010 Location: Global Posts: 18,083	Another PayPal success story