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BofA got my mortgage from Countrywide and then sold my mortgage after they could no longer collect PMI on it. Doesnt matter as I didnt meet any of their criteria anyway. I bought my place before the housing boom & crash, never refinanced it or got a 2nd mortgage and its worth more than I owe. But the good thing is, I no longer have to deal with Bank of America.
My next door neighbors didnt pay their house payments for 18 months then they just moved out and its been sitting empty for three months now. I sure hope they dont get their house back, I was doing the happy dance the day the moving truck showed up at their place.
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